Pawnee Leasing

Pawnee charge me $151.07 for insurance . My insurance agent send it several times the documents. They keep saying never got it .. Im requesting One time courtesy to get my money back . Never got response from Pawnee .. the guy name Timothy from Pawnee with a bad actitud..

Charge you no insurance fee even though the insurance they send you to cancels the insurance because you term is complete charge sales tax on taxes makes up their own tax notices, we pay taxes twice once because it is part of the truck you pay taxes on charge taxes from the wrong county i would never use them again and hope no one else falls victim to their trap and it is a permanate lease you cant cancel itstay

My business partner did the first few steps of dealing with the sales and leasing folks for buying a digital heatFX printer for garment printing. As partner, the contract eventually came to me to look over and sign. I pulled the brakes and had tons of questions for them to clarify and make sure that we could come to a "meeting of the minds" in fully understanding how we interpret the contract terms. Due Diligence/Asking questions + an unequivical meeting of the minds. 1) I boldly stressed that if we purchase the printer in Sept of 2019 that we intend to pay it off in Jan/Feb 2020 (4 months later) when we get our income tax return. I made sure I highlighted these questions as top priority concerns before signing this contract. I asked about pre-payment penalties, and if I could pay off the equipments 10,499$ price and whatever the finance charges, admin fees etc. I repeatedly asked with great emphasis that this was my intent and that I could do this without any surprises or huge exorbitant costs/fees. I was told that I could pay it off at anytime without consequences or any big surprise fees. 2) Why was this contract heavy with the term lease because I was expecting to read something that is similar to an auto purchasing contract or something that was a finance to own. And If this isn't a finance to purchase scenario that is similar to buying a car, for example, Then I am not signing this contract because I do not want to pay all this money and not own anything in the end. She said, "No, its a lease this to own, (sighs) I've asked them to change the wording because it confuses people all the time." [Hmmm, red flag?] She continues, "It's just the way they word it, but it's not a situation where you will pay a monthly lease payment for years and then be met with a huge payoff amount at the end to own it. The only payment you would have to make is 2 months additional at the rate of you're monthly payment after you pay off the equipment at the end of the term, if you choose to take the entire time to pay it off. But yes, you will own it in the end." *** Note: not a word for word exact quotation of her statement but the vital points were jotted down on my notepad when she and I spoke on the phone to resolve my concerns. I felt satisfied that we both had a meeting of the minds and the terms of the contract were explained to me in detail. And I would be able to pay it off early without any of the things I was concerned about. *** The Denouement Unfolds: Lies, Fraud, Misrepresentation. Was I egregiously lied to, and told what I wanted to hear just to get me to sign the contract? Here we are Jan/Feb 2020 and I am holding them to our conversation about paying off this printer. I have the money to pay them off, but they are now telling me that I can't pay off the $10,499.... after I had put a down payment of $900 in Sept, and have made 4 payments of $740. They are telling me that I signed the contract that I was going to pay the 33 months term X the monthly payment totaling $22K. I don't know what planet I thought I was living on but the usual cause of business in similar dealings, one would not be charged finance charges that would happen in the future when a person decides to pay something off early. And as I asked previously, with bold emphasis, if I could pay it off without any pre-penalty or huge unexpected charges to pay this off early, I was told No. So why do I have to pay a surprise cost that totals something that is 2x the fair market value of the equipment. HOW IS THIS LEGAL? They can come an repossess this printer if they cannot let me pay off the 10 grand I owe them. In Closing: 1) is this Fraud/Misrepresentation? I specifically asked and made it clear my intent on how I was going to pay them back and we went over the terms and come to a MEETING OF THE MINDS on what the interpretation of the rules are. 2) A detrimental reliance on the their promise and their explanation of the terms, and both of our concerns are met with symmetry with benefits that runs fairly to both sides of the contract. THIS ALL HAD TO BE MET BEFORE I WOULD SIGN. I would not legally bind myself into a business dealing without my needs being met. I ASKED ALL OF THIS BEFORE I SIGNED. 3) They are telling me now that I had signed the contract and its clear in there that I have to pay for the 33 months if I want to pay it off now. Insert:[hands up, shrugging shoulders emoji] What has the world become when you take the preemptive measures to make sure people don't bamboozle you but they seem to find ways to surprise you anyways?

THIS LOW LIFE COMPANY HAS BEEN BLOWING UP MY PHONE AND EMAILING ME ABOUT ONE PAYMENT, THIS COMPANY, I CAN ONLY HOPE AND PRAY THEY GO OUT OF BUSINESS, WE ARE IN New Jersey THAT IS HIT ONE OF THE HARDEST BY CORONAVIRUS, THESE LOW LIFE COMPANY COULD CARE LESS. PEOPLE IN TEXAS, IF ANY BODY GETS SICK IN KATHLEEN O, KEEFE FAMILY,DONDTHEAT HER FAMILY THE SAME WAY PANEE LEASING IS TREATING CUSTOMER,

I was bought a product for my business for $29K. I found out that it was a lease and couldn't be paid off early with out paying all the interest over 3 years. I will have now paid over $43K. I tried to paid it off within 4 months of starting the loan! Run Run Run. I can't imagine anyone being so dispirit to have to use them. If you are going to use them, make sure to ad them to a BK. Maybe if everyone did this they might go BK.

Bad business please don't do business with these guys. A bunch of crooks.

Scam Scam. Will end up paying triple for your product you are leasing.

I also am having an extreamly horrible time with Pawnee Leasing, I signed a deal with the DEVIL! NEVER again will I EVER go into another lease with anyone for anything. I am leasing salon funiture which is JUNK! However the company I got the funiture from refused to uphold the warrenty and refused to allow me to return it. I contacted Pawnee thinking they would be decent and help, but that would cause them to lose money so no help there. The orignal price of the funiture was $6, 000 and I have to pay $500 for 3 years that is over $15, 000 for junk funiture. Triple what the stuff is worth. I thought I was leasing and when I stated making some money in my new salon I would buy some better funiture and return this JUNK. On top of this I had major medical issues a few months ago which caused me to have to close my salon for 2 months, They would not work with me at all on this instead started charging me crazy fees totalling almost $1, 000 and raised my leasing payment up. I have 11 payments left and they are telling me I still owe them $8, 000 that doesnt add up!!! they are CROOKS and HEARTLESS. *** they charged me $100 just to change my due date on the payment. They have to be breaking some laws and someone has to help all these people that have been screwed by them. They should be SHUT DOWN & SUED!!! I was not given a chance to have lawyers look at any of this agreement cause they put a time frame on it. They know exactly what they are doing. and anyone working for them should be ASHAMED of themselves for working for a company that take advantage of those that need another option. Starting a business without help from banks is extreamly hard, and growing it is even harder. Thanks for the support Pawnee and employees..

We have been dinged for the past 3 months for their insurance on our leased equipment, even though we got the insurance back in November. They did not accept the certificate our broker sent them and kept sending it back for changes, values, etc. So we ended up paying twice for the insurance. They refused to credit us for the last 3 months. They have poor customer service...

Pawnee is the biggest ripoff!!!! Stay away from these vampires. You will end up paying 3 times higher the price of the equipment after you finish paying with them. Never again!! They will also charge you with additional insurance for equipment that is not worth it.

i wasn't told upfront about needing insurance but they hit youbwoth the "read policy" act after they sell you and told you jus enuff to hook u in. interim method is a scam to get more fees on top of interest. they overdrafted my account takin money before my bill was due. Not happy with service. won't use again. And i have more business to conduct

Our company bought a truck 4 months ago, set it up on automatic payments when we started the loan. Allied the first month asking for a pro rated payment that was almost as expensive as the regular payment before they could draft the first payment. Nobody explained that would happen at the deal. 4 months later, today, they call and ask for $900 for title fees... when I explained it wasn’t normal for your loan company to call out of the blue asking for money and I wanted proof of the title charges that she said they paid for us and needed reimbursement for before I paid it. She transferred me and I never spoke with anyone. I’m assuming they will call back. Not good business!! Will not use them again.

Got 10,000 for POS machine for new restaurant POS sucked they took it back, took 2400 out of my bank said to bad loss POS so is the 2400 SCREWED by Pawnee girls name was Becka filing charges tomorrow everyone should when you return something you get your money back or less a 10% restocking fee the attorney General in Co is getting a call from me they need to stop this company it seems the small business man always get the shaft how do they allow so many people to get screwed don't understand please feel free to contact me and lets join together to stop this crap